40,000 New Laws Went into Effect in 2012

Election changes

New laws requiring voters to present photo identification will go into effect in Kansas, Rhode Island, Tennessee and Texas. A law in New Hampshire will require election day registrants who do not present a photo ID to return a mailed identify verification. An additional Tennessee law will require election officials to identify possible non-citizens who are registered to vote and require them to present proof of citizenship in order to remain registered voters.

In Ohio, a measure that creates one primary in March, instead of two that would have cost the state an extra $15 million, goes into effect later in January.

California allows active duty military personnel who are serving outside the state to file candidacy papers through a power of attorney.

 

Budget woes

A few laws try to address budget woes.

In Delaware, new state employees will have to contribute more to their pensions.

State workers hired after Jan. 1 in Nevada will have to pony up for their own health care costs in retirement.

 

Federal changes

Among federal laws, a measure Congress passed last week to extend Social Security tax cuts and federal unemployment benefit programs raises insurance fees on new mortgages and refinancings backed by Fannie Mae, Freddie Mac and the Federal Housing Administration by 0.1 percent beginning Jan. 1.

That covers about 90 percent of them and effectively makes a borrower’s monthly payment on a new $200,000 mortgage or refinancing about $17 a month more than it would have been if obtained before the first of the year.

Leave a Reply

Your email address will not be published. Required fields are marked *